Richelle Murphy
Your Home Loan Expert
When you’re ready to build, buy, or refinance your home, you deserve the utmost care. Richelle Murphy brings passion and expertise to help you on your mortgage journey, especially with first time homebuyers and conventional loans.
A Loan Expert by Your Side
Richelle is a highly experienced mortgage professional with 28 years in the industry, having started from the ground up. She holds a Masters in Organizational Development, contributing to her expertise.
Residing in Madera Ranchos, California, for the past 24 years, Richelle enjoys her small rural community.
Clients value her honesty and integrity, and she believes open communication is vital for success in client relationships. Richelle’s job satisfaction comes from witnessing the joy of first-time homebuyers and emphasizing the importance of planning for homeownership.
In her personal life, Richelle is a proud parent with a son and a daughter, both married, and four beautiful grandchildren. She enjoys an active lifestyle, participating in marathons, kickboxing, and spending quality time with her grandkids.
Richelle’s dedication extends to volunteer work, including serving on the board of VAREP and supporting 12-step recovery programs.
Testimonials
See what everyone is saying about Richelle
★★★★★
4.9/5 Rating | 16K Reviews
Get Started in Less Than
10 minutes
Get pre-qualified with Richelle with our online mortgage application. It's simple, fast & secure.
Local Home Loan
Expertise & Service
Our most popular loan options
By far, the most popular type of home loan. Borrow up to 97% of the home’s value. Private mortgage insurance required for down payment of less than 20%.
Designed to help borrowers with low-to-moderate income or low credit purchase a home. Down payment as low as 3.5% and available to those with low credit scores.
MannMade construction and renovation loans exclusively through Mann Mortgage. 0-5% down payment, lock in the best interest rate, monitor construction spending online, and save time and money with a one-time close.
Available to assist active service members, veterans, and surviving spouses in buying, building, and retaining a home. 0% down payment and properties must meet VA guidelines.
Refinance to get a lower rate, get cash out, shorten your term, or change the type of loan you have.